If I were still a lurker, or a brand new member here…..

[CoreSoftball20]

I wonder though...

Does Visa know how to determine if the bat is really broken? Do they do the refund "no questions asked"? Anyone gone this route? I'd love to use the hell out of a Ghost for 22 months and then get a full refund.

I had a guy tell me he was doing this. You have to go buy a new Ghost to replace the bat then they reimburse you the cost of the old bat I believe. The new Ghost can be more than the old Ghost, but i believe they make you show a new purchase. They dont just give you money back. For example, your old Ghost cost 250, you break it after the
warranty period and you call Visa. You go buy a new Ghost for 300. You show them the new receipt that
you went and bought a new bat and they reimburse you the 250 of the original bat.
Its an extended year on the warranty on the bat, not a cash back refund of the price. They arent going to
just give you money for a broken bat. You know how many bogus broken bat claims they would have
if they didnt make you buy another bat and show you had to replace one...hahaha. Still a great deal I think.
You can work that system pretty well. Thats how this guy explained it to me what he had to do

 

[Westwind]

Here is an article about it:

Credit Card Extended Warranty Policies: A Guide - NerdWallet

If you're paying with a credit card, there may be no need to buy the retailer's expensive service plan. You may already have similar coverage.

www.nerdwallet.com

I did this 2 times I remember with out of warranty bats. Both times they had me send the bat to some sporting goods sounding place in Kansas or something, I assume to inspect it. They later refunded my original purchase price, not the full retail price. I think it came in the form of a gift card.

I’m sure they work it different ways depending on the circumstances.

Here is another link:

Card Benefit Services

www.cardbenefitservices.com

This is worth reading. The extended benefits only scratches the surface, I think there are a lot of available coverages including a whole section on travel.

I think I have missed a lot of ways to take advantage of these benefits.

The key is to keep copies of credit card statements which I don’t do. The online statements are purged after 6 months or whatever. Keeping a pdf version would be ideal.

 

[CoreSoftball20]

Maybe they even treat it different depending what you wan to do? If you want just a refund, you have to send the bat in somewhere.
If you want a replacement, you have to do the purchase then credit thing.
I have no idea, just went by what this guy said he was told to do. I dont use any of that stuff although I probably should...haha